STATE BANK OF INDIA vs A.G.D. REDDY — C.A. No. 11196/2011

Summary of State Bank of India v. A.G.D. Reddy (2023 INSC 766) The Supreme Court allowed SBI's appeal and overturned the High Court's decision that had quashed disciplinary proceedings against respondent A.G.D. Reddy, a Field Officer. The Court found sufficient evidentiary support for two key charges: failure to conduct periodic inspections of borrower units and negligence in not stipulating equitable mortgage security for M/s Saraswathi Fabricators despite the party's offer. Upholding the penalty of pay reduction to the lowest stage in Scale-I, the Court emphasized that judicial review of disciplinary proceedings has limited scope—courts cannot re-appreciate evidence when findings rest on some material on record. This case analysis is maintained by casestatus.in based on publicly available court records.