UNITED BANK OF INDIA vs NARESH KUMAR — C.A. No. 11884/1996

Case Summary: United Bank of India v. Naresh Kumar The Supreme Court allowed United Bank of India's appeal against the dismissal of its loan recovery suit (₹1,40,553.91) on technical grounds. The lower courts had rejected the suit solely because L.K. Rohatgi lacked formal authority to sign the plaint, despite finding the bank's substantive claims justified—that the loan was taken and guarantees were valid. The Court held that procedural defects should not defeat genuine claims and that a corporation can authorize officers to sign pleadings either expressly or through implied ratification; the bank's conduct throughout the two-year trial demonstrated ratification. The decree was restored in the bank's favour with costs. This case analysis is maintained by casestatus.in based on publicly available court records.