JAMMU & KASHMIR BANK LTD. vs M/S. HINDUSTAN PETROLEUM CORP. LTD. — C.A. No. 4980/2007

Case Summary: The Supreme Court allowed Jammu & Kashmir Bank's appeal, holding that a consumer complaint filed at Chandigarh was not maintainable. The Court ruled that the Central Consumer Protection Act, 1986 does not apply to Jammu & Kashmir, which has its own Consumer Protection Act (1987). Since the dispute arose entirely within J&K territory, the complaint should have been filed under the state Act, not under the central Act's jurisdiction at Chandigarh. The respondent (HPCL) was granted liberty to pursue remedies under the applicable J&K Consumer Protection Act. This case analysis is maintained by casestatus.in based on publicly available court records.