JHUNJHUNU SAHKARI BHUMI VIKAS BANK LTD. vs BHAGWATI Advocate - SH. GIRDHARI LAL SAINI — 172/2019

Case Summary: CIS 172/2019 Court Decision (25 March 2026): The Jhunjhunu Cooperative Land Development Bank filed a cheque dishonor case against Ramsavroop under Section 138 of the Negotiable Instruments Act, 1881. The accused was charged with issuing a cheque (No. 151663 dated 29-11-2018) for Rs. 77,045 that bounced due to insufficient funds. The court found the bank established all legal requirements: the cheque was issued for a loan, presented for payment, dishonored, and notice was properly served. The accused failed to prove any valid defense despite claiming the loan was partly paid or questioning the cheque's authenticity. The court convicted the accused and acquitted him on the ground that the bank's evidence sufficiently proved the offense, with the accused's acquittal being justified based on evidentiary burden standards. This case analysis is maintained by casestatus.in based on publicly available court records.