M/S JAINCO PROJECTS INDIA LTD AHARNISH GHOSH vs UCO BANK AND ORS — CO/3021/2025

Case under Sarfaesi Act ,2002 Section N A. Disposed: Contested--DISPOSED on 20th May 2026.

CNR: WBCHCA0387342025

CASE DISPOSED

Next Hearing

26th August 2025

Filing Number

CO/3050/2025

Filing Date

14-08-2025

Registration No

CO/3021/2025

Registration Date

14-08-2025

Judge

HON'BLE JUSTICE OM NARAYAN RAI

Coram

HON'BLE JUSTICE OM NARAYAN RAI

Bench Type

Single Bench

Category

GROUP B (CIVIL MATTERS) ( 2 )

Sub-Category

Miscellaneous ( 57 )

Judicial Branch

RULE SECTION

Decision Date

20th May 2026

Nature of Disposal

Contested--DISPOSED

Acts & Sections

Sarfaesi Act ,2002 Section N A

Petitioner(s)

M/S JAINCO PROJECTS INDIA LTD AHARNISH GHOSH

Respondent(s)

UCO BANK AND ORS

Hearing History

Judge: HON'BLE JUSTICE OM NARAYAN RAI

26-08-2025

NEW MOTION

20-05-2026

CONTESTED APPLICATION

08-06-2026

CONTESTED APPLICATION

04-05-2026

CONTESTED APPLICATION

Orders

20-05-2026
HON'BLE JUSTICE OM NARAYAN RAI

Summary: The High Court of Calcutta dismissed Jainco Projects' petition challenging the DRAT's July 2025 order requiring 50% pre-deposit of ₹4.95 crore debt under SARFAESI Act Section 18(1). The court held that the DRT's March 2025 order rejecting the borrower's plea for bank implementation of its One-Time Settlement (OTS) scheme was substantive, not procedural, and therefore pre-deposit was mandatory for appeals before DRAT. The court upheld settled law that borrowers must deposit 50% debt or face appeal dismissal, with DRAT only authorized to reduce it minimally to 25%. This case analysis is maintained by casestatus.in based on publicly available court records.

casestatus.in Summary

Summary: The High Court of Calcutta dismissed Jainco Projects' petition challenging the DRAT's July 2025 order requiring 50% pre-deposit of ₹4.95 crore debt under SARFAESI Act Section 18(1). The court held that the DRT's March 2025 order rejecting the borrower's plea for bank implementation of its One-Time Settlement (OTS) scheme was substantive, not procedural, and therefore pre-deposit was mandatory for appeals before DRAT. The court upheld settled law that borrowers must deposit 50% debt or face appeal dismissal, with DRAT only authorized to reduce it minimally to 25%. This case analysis is maintained by casestatus.in based on publicly available court records.

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