C.M.D.,CITY UNION BANK LIMITED . vs R.CHANDRAMOHAN — C.A. No. 7289/2009
Case under Section I-B. Status: DISPOSED.
CNR: SCIN010065932007
Filing Date
02-03-2007 12:00 AM
Registration No
C.A. No. 7289/2009
Diary Number
6593/2007
Order Date
27-03-2023
Document Type
Judgement - of Main Case
Neutral Citation
2023 INSC 300
Disposal Type
Appeals Allowed
Acts & Sections
Petitioner(s)
C.M.D.,CITY UNION BANK LIMITED .
Adv. K. K. MANI
Respondent(s)
R.CHANDRAMOHAN
Adv. KRISHAN KUMAR
Hearing History
Judge: HON'BLE MR. JUSTICE AJAY RASTOGI and HON'BLE MS. JUSTICE BELA M. TRIVEDI
Fixed Date by Court
Fixed Date by Court
Fixed Date by Court
After Week/Month/Vacation
After Week/Month/Vacation
| Date | Purpose |
|---|---|
| 27-03-2023 | Fixed Date by Court |
| 23-02-2023 | Fixed Date by Court |
| 16-02-2023 | Fixed Date by Court |
| 09-02-2023 | After Week/Month/Vacation |
| 08-04-2021 | After Week/Month/Vacation |
Orders
Case Summary: C.A. No. 007289/2009 Decision: The Supreme Court reversed lower consumer commissions' findings and dismissed R. Chandramohan's complaint against City Union Bank. The bank was not liable for "deficiency in service" when two demand drafts (₹8 lakhs total) issued in the name "D-Cube Construction" were credited to an account opened under that name with the company's written consent, rather than to the complainant's separate account under "D-Cube Constructions (P) Ltd." Key Reasoning: Since the bank acted in good faith following proper procedures and the drafts matched the account name, there was no willful fault or inadequacy constituting service deficiency under the Consumer Protection Act, 1986. Disputes involving tortious acts or fraud between company directors fall outside consumer commission jurisdiction. This case analysis is maintained by casestatus.in based on publicly available court records.
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