UNITED INDIA INSURANCE COMPANY LIMITED vs DARSHANA RANI & ORS. — CWP/36167/2025

Case under Constitution of India Section ARTICLE 226 AND 227. Disposed: --DISMISSED on 21st April 2026.

Case disposed Next hearing 05-Feb-2026

CNR: PHHC011958692025

Filing Number

CWP/76503/2025

Filing Date

17-Nov-2025

Registration No

CWP/36167/2025

Registration Date

02-Dec-2025

Judge

Mr. Justice Jagmohan Bansal

Coram

Mr. Justice Jagmohan Bansal

Bench Type

Single

Category

63.61 - CASES AGNST ORD OF PLA REG DIS WITH INSU COMPANIES ( 754 )

Judicial Branch

WRITS -I BRANCH

Decision Date

21-Apr-2026

Nature of Disposal

--DISMISSED

Last updated 28-May-2026

Acts & Sections

Constitution of India Section ARTICLE 226 AND 227

Petitioner(s)

  1. 1.UNITED INDIA INSURANCE COMPANY LIMITED

    Adv. Nitin Gupta

  2. 2.UNITED INDIA INSURANCE COMPANY LIMITED

Respondent(s)

  1. 1.DARSHANA RANI & ORS.

  2. 2.DARSHANA RANI

  3. 3.MD India Health Insurance TPA PVT LTD

  4. 4.DIRECTOR BHAGAT PURAN SINGH SEHAT SEWA BIMA YOJNA

  5. 5.THE CHAIRMAN PERMANENT LOK ADALAT PUBLIC UTILITY SERVICES

Case History

  1. Case disposedDisposed

  2. 21-Apr-2026

    Mr. Justice Jagmohan BansalView PDF

    Case Summary: CWP-36167-2025 The High Court of Punjab and Haryana dismissed United India Insurance Company's petition challenging a Permanent Lok Adalat award that granted ₹5 lakh insurance claim to Darshana Rani under the Bhagat Puran Singh Sehat Bima Yojana. The insurer had rejected the claim citing a name mismatch—the health card bore "Harmej Singh" while the claimant's husband was "Mahinder Singh"—but the Lok Adalat found this was a clerical/typographical error, as all other card details (father's name, village, photograph) matched the deceased. The court upheld the award, noting the petitioner failed to prove any "Harmej Singh" existed, adverse inference arose from non-production of enrollment records, and Section 22E of the Legal Services Authority Act makes Lok Adalat awards final unless there is manifest procedural error or jurisdictional excess—neither present here. This case analysis is maintained by casestatus.in based on publicly available court records.

  3. 17-Nov-2025

    Case filed

    Registration No. CWP/36167/2025

casestatus.in Summary

Case Summary: CWP-36167-2025 The High Court of Punjab and Haryana dismissed United India Insurance Company's petition challenging a Permanent Lok Adalat award that granted ₹5 lakh insurance claim to Darshana Rani under the Bhagat Puran Singh Sehat Bima Yojana. The insurer had rejected the claim citing a name mismatch—the health card bore "Harmej Singh" while the claimant's husband was "Mahinder Singh"—but the Lok Adalat found this was a clerical/typographical error, as all other card details (father's name, village, photograph) matched the deceased. The court upheld the award, noting the petitioner failed to prove any "Harmej Singh" existed, adverse inference arose from non-production of enrollment records, and Section 22E of the Legal Services Authority Act makes Lok Adalat awards final unless there is manifest procedural error or jurisdictional excess—neither present here. This case analysis is maintained by casestatus.in based on publicly available court records.

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