UNITED INDIA INSURANCE COMPANY LIMITED vs DARSHANA RANI & ORS. — CWP/36167/2025

Case Summary: CWP-36167-2025 The High Court of Punjab and Haryana dismissed United India Insurance Company's petition challenging a Permanent Lok Adalat award that granted ₹5 lakh insurance claim to Darshana Rani under the Bhagat Puran Singh Sehat Bima Yojana. The insurer had rejected the claim citing a name mismatch—the health card bore "Harmej Singh" while the claimant's husband was "Mahinder Singh"—but the Lok Adalat found this was a clerical/typographical error, as all other card details (father's name, village, photograph) matched the deceased. The court upheld the award, noting the petitioner failed to prove any "Harmej Singh" existed, adverse inference arose from non-production of enrollment records, and Section 22E of the Legal Services Authority Act makes Lok Adalat awards final unless there is manifest procedural error or jurisdictional excess—neither present here. This case analysis is maintained by casestatus.in based on publicly available court records.