V.Raghupathy B.M.Subash, S. GAYATHRI ,S. BHARANIDHARAN ,P. VETRIVEL vs The Authorized officer — WP/20631/2026

Case under Others Section 1. Disposed: Contested--DISMISSED on 08th June 2026.

CNR: HCMA011157512026

CASE DISPOSED

Filing Number

WP/84461/2026

Filing Date

25-05-2026

Registration No

WP/20631/2026

Registration Date

25-05-2026

Judge

Honourable The CHIEF JUSTICE , Honourable Mr.Justice G.ARUL MURUGAN

Coram

Honourable The CHIEF JUSTICE , Honourable Mr.Justice G.ARUL MURUGAN

Bench Type

Division Bench

Category

Banking ( 15 )

Sub-Category

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, ( 33 )

Judicial Branch

WRITSECTION

Decision Date

08th June 2026

Nature of Disposal

Contested--DISMISSED

Acts & Sections

Others Section 1

Petitioner(s)

V.Raghupathy B.M.Subash, S. GAYATHRI ,S. BHARANIDHARAN ,P. VETRIVEL

Respondent(s)

The Authorized officer

Adv. VIDE C/O DT:27.05.2026 1123

The Manager

Hearing History

Judge: Honourable The CHIEF JUSTICE , Honourable Mr.Justice G.ARUL MURUGAN

27-05-2026

ADMISSION (WP)

Orders

08-06-2026
Honourable The CHIEF JUSTICE,Honourable Mr.Justice G.ARUL MURUGAN

Case Summary: WP/20631/2026 Court Decision: The Madras High Court dismissed the writ petition but granted the petitioner liberty to approach the Debts Recovery Tribunal (DRT). The petitioner, who participated in a Canara Bank e-auction and paid ₹26 lakhs (EMD + 25% installment), sought refund after the bank forfeited his deposit when he couldn't pay the balance 75% due to the property being under EPF attachment—information not disclosed pre-auction. The court held that since the bank's actions fall under the SARFAESI Act's Section 13(4), the proper remedy is an application under Section 17(1) before the DRT, not a writ petition, following Supreme Court precedent in *Agarwal Tracom v. Punjab National Bank*. This case analysis is maintained by casestatus.in based on publicly available court records.

casestatus.in Summary

Case Summary: WP/20631/2026 Court Decision: The Madras High Court dismissed the writ petition but granted the petitioner liberty to approach the Debts Recovery Tribunal (DRT). The petitioner, who participated in a Canara Bank e-auction and paid ₹26 lakhs (EMD + 25% installment), sought refund after the bank forfeited his deposit when he couldn't pay the balance 75% due to the property being under EPF attachment—information not disclosed pre-auction. The court held that since the bank's actions fall under the SARFAESI Act's Section 13(4), the proper remedy is an application under Section 17(1) before the DRT, not a writ petition, following Supreme Court precedent in *Agarwal Tracom v. Punjab National Bank*. This case analysis is maintained by casestatus.in based on publicly available court records.

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