LEGAL INCHARGE, T.P.HUB, MAGMA HDI GEN. INSURANCE CO. LTD., THR. SANGITESH SHIVAM, LEGAL MANAGER vs SUKUL LOHRA Advocate - NIKHIL RANJAN, ,ISHAN ASHISH,SAUMYA PANDEY — MA/98/2026

Case Summary: MA/98/2026 Court Decision: The Jharkhand High Court dismissed Magma HDI General Insurance Company's appeal, upholding the Motor Accident Claim Tribunal's award in favor of claimant Sukul Lohra. The court rejected the insurance company's argument that the claimant's lack of a driving license constituted contributory negligence. Key Reasoning: Following Supreme Court precedent (*Sudhir Kumar Rana*), the court held that while driving without a license is an offense, it cannot automatically establish contributory negligence without a rational nexus between the lack of license and the accident's cause. Since a truck rear-ended the motorcycle (not a head-on collision), and the truck driver bore greater duty of care, no nexus existed between the claimant's missing license and the accident. The insurance company failed to present evidence or witnesses supporting contributory negligence. The claimant is entitled to full compensation with accrued interest. This case analysis is maintained by casestatus.in based on publicly available court records.