M/S AU SALL FINANCE BANK LIMITED Represented by its Authorized officer Mr Utha Singh vs Oviya Thamaraiselvan Advocate - Sarfaesi — 1141/2025

Case Summary The Chief Judicial Magistrate allowed AU Small Finance Bank's petition under Section 14 of the SARFAESI Act 2002, granting the bank the right to take possession of a mortgaged property in Thanjavur. The court found that the respondents defaulted on a Rs. 10 lakh mortgage loan taken in December 2021, and after issuing statutory demand and possession notices in June and November 2024 respectively, the bank was entitled to enforcement action. An Advocate-Commissioner was appointed to inspect the property, take physical possession with inventories, and hand it over to the bank. This case analysis is maintained by casestatus.in based on publicly available court records.