Bank of Maharashtra Bramhapuri vs Mahantesh Basvant Patil etc — 68/2025

Case under Recovery of Debts Due to Banks and Financial Institutions Act Section 19. Disposed: Uncontested--DECIDED EX-PARTE on 20th March 2026.

Case disposed

R.C.S. - Regular Civil Suit

CNR: MHSO180003912025

e-Filing Number

03-03-2025

Filing Number

75/2025

Filing Date

04-Mar-2025

Registration No

68/2025

Registration Date

04-Mar-2025

Court

Civil Court Junior Division , Mangalwedha

Judge

1-Civil Judge J.D. and J.M.F.C. Mangalwedha

Decision Date

20-Mar-2026

Nature of Disposal

Uncontested--DECIDED EX-PARTE

Last updated 03-Jun-2026

Acts & Sections

Recovery of Debts Due to Banks and Financial Institutions Act Section 19

Petitioner(s)

  1. 1.Bank of Maharashtra Bramhapuri

    Adv. JADHAV VISHNU BALIRAM

Respondent(s)

  1. 1.Mahantesh Basvant Patil etc

  2. 2.Vijayakumar Basvant Patil

  3. 3.Basvant Shivappa Patil

Case History

  1. Case disposedDisposed

  2. 20-Mar-2026

    Copy of JudgmentView PDF

    Case Summary: Bank of Maharashtra v. Mahantesh Basvant Patil Court Decision: The suit is partly decreed. The court ordered the three defendants to jointly and severally pay Rs. 3,71,697 (arrears on a Rs. 2,74,000 crop loan sanctioned in 2018) at 7% per annum from suit filing until decree, and 6% thereafter until full realization. Defendants 2 and 3, as guarantors, are equally liable with the primary borrower. Key Reasoning: The court rejected the bank's claimed 16% interest rate as excessive, noting the agreed contractual rate was 7% per annum. Relying on CCI v. Ravindra precedent, it reduced future interest to 6% to meet justice requirements for agricultural loans. Defendants' default and non-response to recovery notices were established despite ex-parte proceedings. This case analysis is maintained by casestatus.in based on publicly available court records.

  3. 20-Mar-2026

    Disposed

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  4. 13-Mar-2026

    Arguments

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  5. 06-Mar-2026

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  6. 23-Feb-2026

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  7. 13-Feb-2026

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  8. 02-Jan-2026

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  9. 15-Dec-2025

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  10. 28-Nov-2025

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  11. 14-Nov-2025

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  12. 04-Nov-2025

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  13. 15-Oct-2025

    Ex_Party Hearing

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  14. 07-Oct-2025

    Awaiting Summons

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  15. 19-Sep-2025

    Awaiting Summons

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  16. 25-Jul-2025

    Awaiting Summons

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  17. 06-May-2025

    Awaiting Summons

    Civil Judge J.D. and J.M.F.C. Mangalwedha

  18. 11-Mar-2025

    First hearing

    Initial hearing scheduled

  19. 04-Mar-2025

    Case filed

    Registration No. 68/2025

casestatus.in Summary

Case Summary: Bank of Maharashtra v. Mahantesh Basvant Patil Court Decision: The suit is partly decreed. The court ordered the three defendants to jointly and severally pay Rs. 3,71,697 (arrears on a Rs. 2,74,000 crop loan sanctioned in 2018) at 7% per annum from suit filing until decree, and 6% thereafter until full realization. Defendants 2 and 3, as guarantors, are equally liable with the primary borrower. Key Reasoning: The court rejected the bank's claimed 16% interest rate as excessive, noting the agreed contractual rate was 7% per annum. Relying on CCI v. Ravindra precedent, it reduced future interest to 6% to meet justice requirements for agricultural loans. Defendants' default and non-response to recovery notices were established despite ex-parte proceedings. This case analysis is maintained by casestatus.in based on publicly available court records.

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