State of Kerala (Karukachal Police) vs Cyril Joseph — 920/2018

Case under Prohibition of Charging Exorbitant Interst Act, 2012 Section 3,9,(1)(a). Disposed: Contested--ACQUITTED on 19th March 2026.

CC - CALENDAR CASE

CNR: KLKT190018382025

Case disposed

Filing Number

303838/2025

Filing Date

27-12-2018

Registration No

920/2018

Registration Date

28-04-2025

Court

Judicial First Class Magistrate Court-2, Kanjirappally

Judge

1-JUDICIAL FIRST CLASS MAGISTRATE - II, KANJIRAPPALLY

Decision Date

19th March 2026

Nature of Disposal

Contested--ACQUITTED

FIR Details

FIR Number

539

Police Station

Karukachal Police Station

Year

2018

Acts & Sections

PROHIBITION OF CHARGING EXORBITANT INTERST ACT, 2012 Section 3,9,(1)(a)
MONEY LENDERS ACT 1958 Section 17, 18(a),6

Petitioner(s)

State of Kerala (Karukachal Police)

Respondent(s)

Cyril Joseph

Hearing History

Judge: 1-JUDICIAL FIRST CLASS MAGISTRATE - II, KANJIRAPPALLY

19-03-2026

Disposed

16-03-2026

Order/Judgement

12-03-2026

Order/Judgement

02-03-2026

Adjourned

26-02-2026

For Hearing

Final Orders / Judgements

19-03-2026
Judgement

The court acquitted Cyril Joseph of charges under sections 17 & 18 of the Kerala Money Lenders Act and sections 3 & 9 of the Kerala Prohibition of Charging Exorbitant Interest Act, 2012. The court found that the prosecution failed to establish that the accused was regularly engaged in money-lending as a business, since key witnesses turned hostile, the primary investigating officer did not testify, and no evidence linked him to multiple lending transactions as required by law. The court held that casual or isolated lending transactions do not constitute money-lending business under the Act. This case analysis is maintained by casestatus.in based on publicly available court records.

casestatus.in Summary

The court acquitted Cyril Joseph of charges under sections 17 & 18 of the Kerala Money Lenders Act and sections 3 & 9 of the Kerala Prohibition of Charging Exorbitant Interest Act, 2012. The court found that the prosecution failed to establish that the accused was regularly engaged in money-lending as a business, since key witnesses turned hostile, the primary investigating officer did not testify, and no evidence linked him to multiple lending transactions as required by law. The court held that casual or isolated lending transactions do not constitute money-lending business under the Act. This case analysis is maintained by casestatus.in based on publicly available court records.

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