IDBI Bank Ltd., Udupi Branch, Rep through its Authorised Principal Officer, Sri Nagaraj Kumbar vs M/s Shree Gajanana Enterprises, rep by its Proprietor Vishwanatha — 150/2024

Case under Code of Civil Procedure Section U/s.26. Disposed: Uncontested--DECREED IN PART on 06th March 2026.

Com.O.S. - COM. ORIGINAL SUIT

CNR: KAUP010025392024

Case disposed

Filing Number

150/2024

Filing Date

18-12-2024

Registration No

150/2024

Registration Date

19-12-2024

Court

PRL. DISTRICT AND SESSIONS COURT, UDUPI

Judge

1440-II Addl District and Sessions Judge Udupi

Decision Date

06th March 2026

Nature of Disposal

Uncontested--DECREED IN PART

Acts & Sections

Code of Civil Procedure Section U/s.26
Commercial Courts, Commercial Division and Commercial Appellate Division of High Courts Act, 201 Section Sec.16

Petitioner(s)

IDBI Bank Ltd., Udupi Branch, Rep through its Authorised Principal Officer, Sri Nagaraj Kumbar

Adv. MURALIDHARA VARAMBALLY

Respondent(s)

M/s Shree Gajanana Enterprises, rep by its Proprietor Vishwanatha

Vishwanatha

Hearing History

Judge: 1440-II Addl District and Sessions Judge Udupi

06-03-2026

Disposed

20-02-2026

JUDGEMENT

04-02-2026

ARGUMENTS

14-01-2026

EVIDENCE CIVIL

22-11-2025

APPEARANCE OF PARTY

Final Orders / Judgements

06-03-2026
Judgment

Summary The II Additional District & Commercial Court at Udupi partially decreed IDBI Bank's suit for recovery of ₹6,51,654 against defendants who defaulted on a ₹5 lakh loan availed under the Pradhan Mantri Mudra Yojana. The court found the defendants liable to repay the principal amount with interest at 9.9% per annum (the contractual rate) instead of the bank's claimed 12.4%, applying the Proviso to Section 34 CPC which limits future interest to the contractual rate in commercial transactions. The defendants were directed to pay within three months from the decree date. This case analysis is maintained by casestatus.in based on publicly available court records.

Interim Orders

04-02-2026
Deposition
casestatus.in Summary

Summary The II Additional District & Commercial Court at Udupi partially decreed IDBI Bank's suit for recovery of ₹6,51,654 against defendants who defaulted on a ₹5 lakh loan availed under the Pradhan Mantri Mudra Yojana. The court found the defendants liable to repay the principal amount with interest at 9.9% per annum (the contractual rate) instead of the bank's claimed 12.4%, applying the Proviso to Section 34 CPC which limits future interest to the contractual rate in commercial transactions. The defendants were directed to pay within three months from the decree date. This case analysis is maintained by casestatus.in based on publicly available court records.

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