The Saint Milagris Creidt CoOp Ltd., Karwar vs Ganapati krishna Ambiga, Occ Centering work, R/at kalabhavi, Post Masoor, Tq Kumta — 288/2023

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Case Summary: C.C. No. 288/2023 Court: Senior Civil Judge & Principal JMFC, Kumta Date: 5 May 2026 The court convicted Ganapati Krishna Ambiga under Section 138 of the Negotiable Instruments Act for dishonoring a cheque worth Rs. 98,000. Ambiga stood as guarantor for a Rs. 80,000 loan taken by Sulochana Ganapati Ambiga; when the debt remained unpaid, he issued the cheque but it was returned for "Funds Insufficient." Despite legal notice, he failed to pay or respond. The court found a legally recoverable debt existed and applied statutory presumptions under Sections 118 and 139 of the NI Act, which Ambiga failed to rebut. Sentence: Fine of Rs. 1,03,000 (with Rs. 98,000 as compensation to the complainant) or one year simple imprisonment in default. This case analysis is maintained by casestatus.in based on publicly available court records.

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DepositionView PDF

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Evidence

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PleaView PDF

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First hearing

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Case filed

Registration No. 288/2023