CENT BANK HOME FINANCE LIMITED THROUGH ITS AUTHORISED OFFICER MS. PAYAL S. DESAI vs MR. SANDIPKUMAR GOPALBHAI PATEL — 38/2026

Case under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14. Disposed: Uncontested--ALLOWED on 05th March 2026.

Case disposed

CRMA J - CRIMINAL MISC. APPLICATION - JMFC

CNR: GJVD040003342026

Filing Number

38/2026

Filing Date

27-Jan-2026

Registration No

38/2026

Registration Date

27-Jan-2026

Court

TALUKA COURT, PADRA

Judge

2-Addl. Sr. CIVIL Judge & A.C.J.M.

Decision Date

05-Mar-2026

Nature of Disposal

Uncontested--ALLOWED

Last updated 10-Mar-2026

Acts & Sections

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14

Petitioner(s)

  1. 1.CENT BANK HOME FINANCE LIMITED THROUGH ITS AUTHORISED OFFICER MS. PAYAL S. DESAI

    Adv. A T VARDHANI

Respondent(s)

  1. 1.MR. SANDIPKUMAR GOPALBHAI PATEL

  2. 2.MRS. URMILABEN SANDIPKUMAR PATEL

Case History

  1. Case disposedDisposed

  2. 05-Mar-2026

    Order

    Case Summary The Additional Chief Judicial Magistrate at Padra allowed Cent Bank Home Finance Limited's application under Section 14 of the SARFAESI Act, 2002 to take possession of a mortgaged flat (Flat No. 102, Krishna Vatika, Vadodara) from the borrowers who defaulted on their home loan despite receiving a legal notice. The court appointed a Court Commissioner to take possession of the secured asset within 30 days, with the bank required to deposit ₹20,000 as the Commissioner's remuneration and bear all associated costs. This case analysis is maintained by casestatus.in based on publicly available court records.

  3. 05-Mar-2026

    Disposed

    Addl. Sr. CIVIL Judge & A.C.J.M.

  4. 16-Feb-2026

    Order/Judgement

    Addl. Sr. CIVIL Judge & A.C.J.M.

  5. 06-Feb-2026

    First hearing

    Initial hearing scheduled

  6. 27-Jan-2026

    Case filed

    Registration No. 38/2026

casestatus.in Summary

Case Summary The Additional Chief Judicial Magistrate at Padra allowed Cent Bank Home Finance Limited's application under Section 14 of the SARFAESI Act, 2002 to take possession of a mortgaged flat (Flat No. 102, Krishna Vatika, Vadodara) from the borrowers who defaulted on their home loan despite receiving a legal notice. The court appointed a Court Commissioner to take possession of the secured asset within 30 days, with the bank required to deposit ₹20,000 as the Commissioner's remuneration and bear all associated costs. This case analysis is maintained by casestatus.in based on publicly available court records.

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