EQUITAS SMALL FINANCE BANK LTD.AUTHORIZED OFFICER DEEPAK CHANDRAKANT PATEL vs RAVIKUMAR SURENDRA — 167/2026

Case under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14. Disposed: Uncontested--ALLOWED on 13th March 2026.

CRMA J - CRIMINAL MISC. APPLICATION - JMFC

CNR: GJSR120003782026

Case disposed

Filing Number

167/2026

Filing Date

09-02-2026

Registration No

167/2026

Registration Date

09-02-2026

Court

TALUKA COURT, KATHOR

Judge

2-ADDL. SR. CIVIL JUDGE & A.C.J.M.

Decision Date

13th March 2026

Nature of Disposal

Uncontested--ALLOWED

Acts & Sections

SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002 Section 14

Petitioner(s)

EQUITAS SMALL FINANCE BANK LTD.AUTHORIZED OFFICER DEEPAK CHANDRAKANT PATEL

Adv. G V VEKARIYA

Respondent(s)

RAVIKUMAR SURENDRA

SURENDRA RAM MOHANRAM

DHANMUNI DEVI SURENDRA RAM

Hearing History

Judge: 2-ADDL. SR. CIVIL JUDGE & A.C.J.M.

13-03-2026

Disposed

Final Orders / Judgements

13-03-2026
ORDER

Case Summary: CRMA 167/2026 Court Decision: The Additional Chief Judicial Magistrate, Kathor (Surat) ALLOWED Equitas Small Finance Bank's application under Section 14 of the SARFAESI Act, 2002, authorizing possession of the respondents' mortgaged property (Plot No. 276, V.K. Park, Tatithaiya, Palsana, Surat). The court appointed a Court Commissioner to take possession within 90 days after the bank deposits ₹15,000 toward commissioner expenses. The bank must provide police assistance and bear all possession costs. Key Reasoning: The court found the bank satisfied all Section 14 SARFAESI requirements—valid security interest, borrower default, proper notice under Section 13(2), and compliance with statutory procedures. Following Supreme Court precedent, the court held that magistrates must assist secured creditors in asset possession once these conditions are verified, without conducting full adjudication or hearing borrowers. This case analysis is maintained by casestatus.in based on publicly available court records.

casestatus.in Summary

Case Summary: CRMA 167/2026 Court Decision: The Additional Chief Judicial Magistrate, Kathor (Surat) ALLOWED Equitas Small Finance Bank's application under Section 14 of the SARFAESI Act, 2002, authorizing possession of the respondents' mortgaged property (Plot No. 276, V.K. Park, Tatithaiya, Palsana, Surat). The court appointed a Court Commissioner to take possession within 90 days after the bank deposits ₹15,000 toward commissioner expenses. The bank must provide police assistance and bear all possession costs. Key Reasoning: The court found the bank satisfied all Section 14 SARFAESI requirements—valid security interest, borrower default, proper notice under Section 13(2), and compliance with statutory procedures. Following Supreme Court precedent, the court held that magistrates must assist secured creditors in asset possession once these conditions are verified, without conducting full adjudication or hearing borrowers. This case analysis is maintained by casestatus.in based on publicly available court records.

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