EQUITAS SMALL FINANCE BANK LTD.AUTHORIZED OFFICER DEEPAK CHANDRAKANT PATEL vs GENIBHAI SERSINGH DARJI S/O SURESHBHAI — 159/2026

Case under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14. Disposed: Uncontested--ALLOWED on 13th March 2026.

CRMA J - CRIMINAL MISC. APPLICATION - JMFC

CNR: GJSR120003702026

Case disposed

Filing Number

159/2026

Filing Date

09-02-2026

Registration No

159/2026

Registration Date

09-02-2026

Court

TALUKA COURT, KATHOR

Judge

2-ADDL. SR. CIVIL JUDGE & A.C.J.M.

Decision Date

13th March 2026

Nature of Disposal

Uncontested--ALLOWED

Acts & Sections

SECURITISATION AND RECONSTRUCTION OF FINANCIAL ASSETS AND ENFORCEMENT OF SECURITY INTEREST ACT, 2002 Section 14

Petitioner(s)

EQUITAS SMALL FINANCE BANK LTD.AUTHORIZED OFFICER DEEPAK CHANDRAKANT PATEL

Adv. G V VEKARIYA

Respondent(s)

GENIBHAI SERSINGH DARJI S/O SURESHBHAI

SATYA GENIBHAI DARJI W/O GENIBHAI

Hearing History

Judge: 2-ADDL. SR. CIVIL JUDGE & A.C.J.M.

13-03-2026

Disposed

Final Orders / Judgements

13-03-2026
ORDER

Case Summary: Equitas Small Finance Bank Ltd. v. Genibhai Sersingh Darji Court Decision: The Additional Chief Judicial Magistrate, Kathor (Surat) granted Equitas Small Finance Bank's application under Section 14 of the SARFAESI Act, 2002. Key Reasoning: The court found that the bank satisfied all statutory requirements for asset possession, including proper notice to borrowers under Section 13(2), classification of the account as non-performing, and consideration of borrower objections. The court appointed a Court Commissioner to take possession of the mortgaged property (Plot No. 22 in Shree Hari Residency, Shekhpur village, Kamrej, Surat) and forward it to the bank. The bank was directed to deposit ₹15,000 toward commissioner expenses within one month, with the commissioner to complete the possession process within 90 days. This case analysis is maintained by casestatus.in based on publicly available court records.

casestatus.in Summary

Case Summary: Equitas Small Finance Bank Ltd. v. Genibhai Sersingh Darji Court Decision: The Additional Chief Judicial Magistrate, Kathor (Surat) granted Equitas Small Finance Bank's application under Section 14 of the SARFAESI Act, 2002. Key Reasoning: The court found that the bank satisfied all statutory requirements for asset possession, including proper notice to borrowers under Section 13(2), classification of the account as non-performing, and consideration of borrower objections. The court appointed a Court Commissioner to take possession of the mortgaged property (Plot No. 22 in Shree Hari Residency, Shekhpur village, Kamrej, Surat) and forward it to the bank. The bank was directed to deposit ₹15,000 toward commissioner expenses within one month, with the commissioner to complete the possession process within 90 days. This case analysis is maintained by casestatus.in based on publicly available court records.

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