AU SMALL FINANCE BANK LTD. THROUGH ITS AUTHORISED OFFICER MR VIRALKUMAR R PATEL vs BARIYA ARJUNSINH SHANKARBHAI — 5/2026

Case under Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14. Disposed: Uncontested--ALLOWED on 13th March 2026.

Case disposed

CRMA J - CRIMINAL MISC.APPLICATION-JMFC

CNR: GJPM020000212026

Filing Number

5/2026

Filing Date

01-Jan-2026

Registration No

5/2026

Registration Date

01-Jan-2026

Court

CIVIL COURT GODHRA

Judge

1-Chief Judicial Magistrate & Addl. Sr. CIVIL Judge

Decision Date

13-Mar-2026

Nature of Disposal

Uncontested--ALLOWED

Last updated 07-Jun-2026

Acts & Sections

Securitisation and Reconstruction of Financial Assets and Enforcement of Security Interest Act, 2002 Section 14

Petitioner(s)

  1. 1.AU SMALL FINANCE BANK LTD. THROUGH ITS AUTHORISED OFFICER MR VIRALKUMAR R PATEL

    Adv. N M SONI

Respondent(s)

  1. 1.BARIYA ARJUNSINH SHANKARBHAI

  2. 2.BARIYA LILABEN ARJUNSINH

Case History

  1. Case disposedDisposed

  2. 13-Mar-2026

    JudegementView PDF

    Case Summary: AU Small Finance Bank Ltd. v. Bariya Arjunsinh Shankarbhai Decision: The Chief Judicial Magistrate of Godhra allowed AU Small Finance Bank's SARFAESI Act Section 14 application and authorized a Court Commissioner to take possession of the mortgaged property (House No. 116, Jafrabad) valued at Rs. 5 lakh, after borrowers defaulted on their loan obligation of Rs. 4,87,139. Key Reasoning: The court found that the bank properly served statutory notice under Section 13(2) on July 31, 2024, and the borrowers failed to repay dues within the mandated 60-day period. Section 14 proceedings involve only ministerial, non-adjudicatory functions requiring no hearing of the borrower; the magistrate need only verify compliance with formalities before authorizing possession. This case analysis is maintained by casestatus.in based on publicly available court records.

  3. 13-Mar-2026

    Disposed

    Chief Judicial Magistrate & Addl. Sr. CIVIL Judge

  4. 27-Feb-2026

    Process To Opponent

    Chief Judicial Magistrate & Addl. Sr. CIVIL Judge

  5. 23-Jan-2026

    First hearing

    Initial hearing scheduled

  6. 01-Jan-2026

    Case filed

    Registration No. 5/2026

casestatus.in Summary

Case Summary: AU Small Finance Bank Ltd. v. Bariya Arjunsinh Shankarbhai Decision: The Chief Judicial Magistrate of Godhra allowed AU Small Finance Bank's SARFAESI Act Section 14 application and authorized a Court Commissioner to take possession of the mortgaged property (House No. 116, Jafrabad) valued at Rs. 5 lakh, after borrowers defaulted on their loan obligation of Rs. 4,87,139. Key Reasoning: The court found that the bank properly served statutory notice under Section 13(2) on July 31, 2024, and the borrowers failed to repay dues within the mandated 60-day period. Section 14 proceedings involve only ministerial, non-adjudicatory functions requiring no hearing of the borrower; the magistrate need only verify compliance with formalities before authorizing possession. This case analysis is maintained by casestatus.in based on publicly available court records.

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