HDFC BANK LTD THROUGH VIPUL ANILKUMAR RANINGA vs BODA ANKIT SHANTILAL Advocate - A D PARMAR — 1851/2024

Case under Payment and Settlement Act, 2007 Section 25. Disposed: Contested--JUDGMENT BY CONVICTION on 07th May 2026.

Case disposed

CC - CRIMINAL CASE

CNR: GJKT110031172024

Filing Number

1851/2024

Filing Date

19-Apr-2024

Registration No

1851/2024

Registration Date

19-Apr-2024

Court

TALUKA COURT, GANDHIDHAM

Judge

33-4th Addl. Sr. CIVIL Judge & A.C.J.M.

Decision Date

07-May-2026

Nature of Disposal

Contested--JUDGMENT BY CONVICTION

Last updated 21-May-2026

Acts & Sections

Payment and Settlement Act, 2007 Section 25

Petitioner(s)

  1. 1.HDFC BANK LTD THROUGH VIPUL ANILKUMAR RANINGA

    Adv. N B PUJARA

Respondent(s)

  1. 1.BODA ANKIT SHANTILAL Advocate - A D PARMAR

Case History

  1. Case disposedDisposed

  2. 07-May-2026

    Judegement

    Case Summary The court convicted the accused under Section 25(2) of the Payment and Settlement System Act for dishonoring an electronic funds transfer (EFT) due to insufficient funds in the account. The accused had initiated a loan repayment transfer of ₹2,07,543.87 from their bank account, but the transaction was rejected with an "INSUFFICIENT FUNDS" notice despite having previously arranged the mandate with the bank. The court found the accused guilty of failing to maintain adequate funds and sentenced them to one year simple imprisonment along with a fine of double the transferred amount (₹2,07,543.87), with additional provisions for warrant issuance if the accused remains absent from proceedings. This case analysis is maintained by casestatus.in based on publicly available court records.

  3. 07-May-2026

    Disposed

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  4. 24-Apr-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  5. 18-Apr-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  6. 30-Mar-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  7. 27-Mar-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  8. 20-Mar-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  9. 11-Mar-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  10. 11-Feb-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  11. 10-Feb-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  12. 29-Jan-2026

    Judgement

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  13. 15-Jan-2026

    Final Arguments

    4th Addl. Sr. CIVIL Judge & A.C.J.M.

  14. 24-Dec-2025

    Final Arguments

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  15. 22-Dec-2025

    Final Arguments

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  16. 15-Dec-2025

    Final Arguments

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  17. 27-Nov-2025

    Final Arguments

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  18. 24-Nov-2025

    Further Statement

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  19. 19-Nov-2025

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  20. 10-Oct-2025

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  21. 21-Jun-2025

    Evidence Of Complainant

    Addl. Sr. CIVIL Judge & A.C.J.M.

  22. 18-Apr-2025

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  23. 15-Feb-2025

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  24. 07-Dec-2024

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  25. 03-Oct-2024

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  26. 26-Jul-2024

    Evidence Of Complainant

    3rd Addl. Sr. CIVIL Judge & A.C.J.M.

  27. 30-May-2024

    First hearing

    Initial hearing scheduled

  28. 19-Apr-2024

    Case filed

    Registration No. 1851/2024

casestatus.in Summary

Case Summary The court convicted the accused under Section 25(2) of the Payment and Settlement System Act for dishonoring an electronic funds transfer (EFT) due to insufficient funds in the account. The accused had initiated a loan repayment transfer of ₹2,07,543.87 from their bank account, but the transaction was rejected with an "INSUFFICIENT FUNDS" notice despite having previously arranged the mandate with the bank. The court found the accused guilty of failing to maintain adequate funds and sentenced them to one year simple imprisonment along with a fine of double the transferred amount (₹2,07,543.87), with additional provisions for warrant issuance if the accused remains absent from proceedings. This case analysis is maintained by casestatus.in based on publicly available court records.

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