BANK OF BARODA THROUGH MANEGAR vs HARDIK RAMNIKBHAI BATT — 64/2024

Summary The Primary Senior Civil Court at Junagadh dismissed Bank of Baroda's suit against Hardik Ramniklab Bhatt for recovery of Rs. 6,18,038/- (outstanding car loan with interest) on the grounds that the suit was filed beyond the three-year statutory limitation period. Although the court found that the defendant borrowed Rs. 6,30,000/-, defaulted on repayment, and received a legal notice on 12/07/2021, the suit filed on 14/10/2024 (over 3 years and 2 months later) was time-barred under the Limitation Act, making the bank entitled only to the principal loan amount without any interest or penalty. This case analysis is maintained by casestatus.in based on publicly available court records.