STATE BANK OF INDIA vs GAURAV KAUSHIKBHAI TRIVEDI PROPRIETOR OF JAYNATH ENTERPRISE — 50/2025

Summary The Primary Senior Civil Court of Junagadh allowed State Bank of India's commercial suit against a defendant for recovery of an outstanding agricultural loan. The court ruled in favor of the plaintiff bank, directing the defendant to pay Rs. 5,10,388/- (principal amount of Rs. 6,10,000/- borrowed as a term loan) plus 18% monthly compound interest from the date of filing until recovery, along with case costs. The court found sufficient documentary evidence (loan agreement, guarantee agreement, account statements) and oral testimony supporting the bank's claim that the defendant defaulted on loan repayment obligations. This case analysis is maintained by casestatus.in based on publicly available court records.