2024 INSC 993
1
REPORTABLE
IN THE SUPREME COURT OF INDIA CIVIL APPELLATE JURISDICTION
CIVIL APPEAL NOS. 14615-14616/2024
SPECIAL LEAVE PETITION (CIVIL) NOS. 2219-2220 OF 2020
RAJESH KUMAR ...APPELLANT(S)
VERSUS
NATIONAL INSURANCE CO. LTD. …RESPONDENT(S)
J U D G M E N T
PAMIDIGHANTAM SRI NARASIMHA, J.
1. Leave granted.
2. The present appeals challenge the order dated 16.07.2019 in
Revision Petition Nos. 878-879/2019 passed by the National
Consumer Disputes Redressal Commission,1 which had
allowed the respondent’s appeal and reduced the amount of
payable insurance. The appellant here is the consumer who
sought that the respondent-insurer release the entire
insurance amount in his favour. The District Consumer
1 Hereinafter, referred to as the ‘National Commission’.
2
Disputes Redressal Commission2 had allowed the complaint
partly, whereas the State Consumer Disputes Redressal
Commission3 modified it and allowed the complaint in full. The
respondent then approached the National Commission,
resulting in the impugned order. The brief facts required for
the disposal of these appeals are as follows.
3. The appellant had purchased a Private Car Insurance Policy
bearing Policy No. 420503/31/12/6100000851 from the
respondent for a vehicle he owned. This policy was applicable
for the period 02.07.2012 to 01.07.2013 and it served to
compensate the appellant in case the ...